i
have been really fortunate to have continually had health insurance my
whole life. my dad was in the military and we were automatically
covered (although my mom didn’t like doctors, so we didn’t really take
advantage of them) … coverage stopped when i turned 23 (because i
went to college) but i had just taken my first corporate job, which
offered decent benefits.
when i got married last year, we added
husband on there. i routinely complain how the amount per month went up
(it almost tripled what i was paying as a single person), but i KNOW
it’s way cheaper than private insurance.
despite this, i
TOTALLY understand the dilemma of finding/having insurance when you’re
in-between jobs. husband’s dad is a contractor, and has been going
through months of unemployment between contracts. husband’s mom is
chronically ill with infections/illnesses and she has to be on NUMEROUS
special medicines. just one of them costs 2K a month without insurance!
(and let’s be frank, she has to ingest a small pharmacy daily, which
sucks for her, and their pocketbook)
three months ago, his
contract ended, and so did his insurance. for months, they were just
uninsured, having to pay for her medicines/treatments out of their
savings. they were searching/comparing insurance companies, but there
are LOTS of restrictions/high costs to contend with.
fortunately,
he recently got a new job, but insurance doesn’t kick in right away.
they’ve put themselves on cobra in the meantime, but they have to pay
the back payments (three months worth) of insurance to show they were
constantly covered, even though they weren’t. (and i don’t know that
they get reimbursed for the $$$$$$$ they put out on her meds over that
time)
the entire system is jacked up. we need
someone who can actually fix the system (or at least make it a little
better … i’ll take any improvement we can get) and take care of our
own!
i think it’s fabulous that we are a goodwill country, always trying to help other nations, but dammit, when are we going to help ourselves?!?!